Bow River Plumbing Ltd.
October 2026
Sample
- All 4 bank and card accounts reconciled to the statements
- GST return for July to September filed
- October payroll remittance ready to pay
The month in one line
Your best sales month this year, but materials ate the gain: profit fell $2,100.
- Revenue
- $64,200
- Up $2,500 from September
- Expenses
- $51,900
- Up $4,600 from September
- Profit
- $12,300
- Down $2,100 · 19% of revenue, was 23%
- Cash in the bank
- $52,400
- About a month of costs
In plain English
-
Materials cost more this month
Materials were 41% of revenue, up from 36% in September. Two bathroom jobs were quoted before the supplier's 6% price increase on October 1, and they absorbed it. Quotes going out now should use the new prices.
-
$8,450 is more than 60 days late
Three customers, listed below. Mountainview Homes is past 90 days. A phone call this week will do more than another email.
-
Cash is fine, but January is coming
You have about a month of costs in the bank. Last winter, January sales were 30% below October. If you're planning the new van, February is safer than December.
Revenue, split into costs and profit
- Expenses
- Profit
Last six months. Each bar is a month's revenue.
Show as a table
| Month | Revenue | Expenses | Profit |
|---|
Where the money went
October expenses, $51,900.
Who owes you
$33,550 in unpaid invoices.
| Customer | Invoice | Days | Amount |
|---|---|---|---|
| Mountainview Homes | 1042 | 97 | $3,200 |
| J. Patel | 1067 | 74 | $2,850 |
| Sunridge Dental | 1071 | 66 | $2,400 |
Coming up
- Nov 15October payroll remittance, $4,120. Ready to pay.
- Nov 30November books close. Send any cash receipts by then.
- Jan 31GST return for October to December.
- End of FebT4 slips for your 3 staff. I'll prepare them in January.
Decisions for you
- Update your quote template to the new supplier prices.
- Call Mountainview Homes about invoice 1042.
- Hold the van purchase until February.